Insurance Products & Services

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Insurance Products & Services*

Your Credit Union offers many benefits of membership including access to other types of insurance products and services for your life. These insurance products are designed to provide members with alternatives to your current auto, home, life and other insurance carriers. We encourage you to compare to see if our options can possibly save you money.

*The products listed below are elected by members and are not NCUA-insured. For information about NCUA insured accounts, click here.

Credit Life Insurance
New Horizons Credit Union offers life insurance coverage on your insurable loan balance. Credit Life Insurance covers the insurable balance of your Credit Union loans up to $30,000 per loan. This will pay off a loan with no debt to your survivors in the event of your death. This is provided by the Credit Union at a nominal cost based on loan amount. Rates are available for joint coverage as well. Contact the credit union for current rates, conditions, and restrictions.

Credit Disability Insurance

Credit Disability Insurance may be purchased at your option to cover your loan payments if you become disabled. In the event that you are out of work due to a covered illness or injury, your loan payments will be paid after the first thirty (30) days. If you elect to have this insurance coverage when you get your loan, you pay a small monthly premium based on the loan amount that is figured into your payments. Contact the credit union for current rates, conditions, and restrictions.

TruStage™ AD&D Insurance

$2,000 of TruStage® Accidental Death and Dismemberment Insurance Coverage Is Yours. One of the exclusive benefits of Credit Union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) for information on no cost coverage for information on no cost coverage for information on no cost coverage for information on no cost coverage insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life. You can get $2,000 of coverage, paid for by your credit union and provided by CMFG Life Insurance Company, and $100,000 in additional AD&D coverage from CMFG Life Insurance Company which can cost about $10** a month. Acceptance is guaranteed, and there are no health questions, and no medical exam required.

To learn more about AD&D Insurance for your no-cost or additional protection today, or to file a claim call 1-888-888-3942 or click TruStage Accidental Death and Dismemberment (AD&D).

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. **AD&D Insurance costs between $10 & $15 per month for $100,000 of coverage. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012 ADD-1366257.1

TruStage™ Life Insurance

For information on no-cost coverage for information on no cost coverage for information on no cost coverage for information on no cost coverage or call 1-855-612-7909 for more information.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. DTCG-1380038.1

TruStage™ Auto & Home Insurance

You trust New Horizons Credit Union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the T ruStage Auto & Home Insurance program. Working with carefully selected insurance partners, these programs can provide discounted rates for Credit Union members, online services, and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your Credit Union membership could result in some nice savings. for information on no cost coverage for information on no cost coverage for information on no cost coverage for information o

Ginger Copeland, LUTCF

Senior Sales Representative, Liberty Mutual

853 Dauphin St. Ste. C

Mobile, AL 36602

GINGER.COPELAND@LibertyMutual.com

Cell: (251) 243-2360

Fax: (251) 930-5506 or (603) 334-3895

Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. Policy MAH-1112-4AA6

Vehicle Extended Warranty & GAP Insurance

New Horizons Credit Union offers its members a top-of-the-line Extended Warranty and GAP Insurance programs.

An Extended Warranty is an optional, add-on coverage that can help cover unexpected repairs when your factory warranty runs out or repairs that factory warranties may not cover. If your vehicle is still under factor warranty, you may be able to extend the warranty program. If you don't have a warranty, you may be able to still take advantage of our excellent comprehensive vehicle protection plan.

GAP Insurance is an optional, add-on car insurance coverage can help cover the "gap" between the amount owed on a vehicle and the vehicle's actual cash value in the event of an accident. Many times normal auto insurance will only cover the actual value of a vehicle leaving you having to pay the difference out of pocket.

Benefits:

Peace of mind from the ultimate vehicle protection plan
Pay one low deductible
Take advantage of towing, road service and substitute transportation
Increase your car's resale value
Enjoy nationwide protection
Be protected from the unexpected

For more details, contact New Horizons, or call 251-316-3240 and ask to speak with one of our Loan Officers.