Latest Promos & News

New Horizons Credit Union is honored to have received Bauer Financial Inc.'s 5-Star Credit Union rating.  Bauer Financial is an independent auditing and research firm which has been rating banks and credit unions across the United States since 1983.  New Horizons Credit Union earned the recognition for its strong capital status, risk tolerance, financial data and performance.  The rating indicates that New Horizons Credit Union has the resources to withstand various economic situations and adversity.  New Horizons CU is proud to share this news and thanks our team and members for their continued loyalty.

New Horizons Credit Union earns the League of Southeastern Credit Union's Award for Credit Union of the Year for the state of Alabama in our asset division.  Click here to see the award video link.

 

New ONLINE BANKING SERVICE Coming Soon - 2025!

Your Credit Union will be updating our Online Banking Service with a new look and new features in January 2025.  Estimated date for implementation is January 28, 2025.  You'll still be able to view balances, transfer funds, schedule recurring payments, set up account alerts, and more!  Please visit our website periodically for announcements on what to expect and when the update will be completed. Make sure NHCU has your current email and cell phone number for important notifications and possible authentication codes to our Online Banking users.  

Home Equity Loans for Holiday Needs, Emergencies, and Repairs & Other Home Loan Products.

Your Credit Union offers a variety of Home Loans to fit your particular needs.  If you need to purchase a special holiday gift, make repairs, or add features to your home, look into our Home Equity Loan program.  If you are looking for a new home, come in and get pre-qualified so you can know exactly what you can afford before you go shopping and the best mortgage product for you.   Click here to learn more about all our Home Equity Loan and other Mortgage Loan options.

Our New Cottage Hill Branch is OPEN TO SERVE with Extended Friday Drive-thru Hours!

Our new Cottage Hill Branch is open to serve our members with a full-service lobby, three drive-thru lanes, a 24/7 deposit capable ATM, and more!  Located at 9154 Cottage Hill Road at the McFarland Road intersection with lobby hours Monday-Friday 9 a.m. 5 p.m.; and drive thru hours Monday - Thursday 9 a.m. - 5 p.m. with extended Friday hours from 9 a.m. - 6 p.m.

Refi Your Ride...Whatever It May Be**

New Horizons CU will refinance most types of vehicle loans to help you save.  Enjoy up to 2.00% APR* off your current rate.  **Rates based on an evaluation of applicant's credit and may vary on creditworthiness, qualifications, and collateral conditions.   All loans subject to credit approval.  The Credit Union reserves the right to cancel this program at any time.  Vehicle loans must be transferred from another financial institution and be in good standing.  Types of vehicle loans accepted for offer must be vehicle loans NHCU can finance.  Proof of current rate is required from outside lender.  Rate may be reduced up to 2.00%APR* but will be no lower than the posted NHCU loan rate based on model year and term.  Horizons Heroes Account perks do not apply to this program.  Existing NHCU loans do not qualify for refinancing. For payment comparison purposes on all qualified vehicles based on model, and for details on other NHCU loan types, click here. 

Earn More with an Ultimate Dividend Checking Account*

Your Credit Union offers several checking account products all designed to save our members money.  If you are interested in earning more on a Checking Account, then let us open you an Ultimate Dividend Checking Account that could earn you up to 3.25% APY*for doing things you probably already do.  To learn more, click here. 

Personal Loans for Holiday Shopping, Traveling and all of your Life's Needs

Ask about our Personal Loans as low as 10.99%APR for up to 36 months to help with large purchases, consolidating debt, establishing credit, emergencies, big events like weddings, travel, and much more!  Make an appointment today to speak to any Loan Officer or apply online by clicking here to get started.

Anytime Skip-A-Pay Available 

Need a little break to help with holiday, travel, or other expenses? New Horizons CU offers Anytime Skip-A-Pay for qualifying members to skip a loan payment. on most consumer loans.  Sometimes just skipping one loan payment can help with emergency cash needs and now NHCU offers a way to do this which won't affect your credit.  Conditions and restrictions apply.  Click here to learn more.

New Wave Savers - Turn in your A/B Report Cards for the Good Grades Drawing

Your Credit Union offers a New Wave Savers Youth Account that is designed to teach our young members the importance of savings and financial literacy. New Wave Savers may enter their A/B report card for a drawing for a NHCU Backpack and $50 to be deposited into their savings account. Enter before January 15th or July 15th (for the closest semester end) by submitting your report cards to any branch. For details on our New Wave Savers Youth Accounts and our Good Grades Drawing, click here. 

Earn more with a Certificate Account & Look into An Individual Retirement Account (IRA) to Plan for the Future

If you want to earn a higher dividend rate than our regular Savings Account at a set term, consider one of our Certificate Accounts.  Click here to learn more about our Certificate Accounts.

New Horizons Credit Union offers several IRAs to choose from - each with a unique purpose for long-term saving.  IRAs earn a higher dividend than a regular Savings Account and are fully insured by the NCUA for up to $250,000.  Depending on your tax situation, an IRA may also offer you a way to defer taxes, but always consult with a tax advisor first.  For details on our IRA program click here.

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