Latest Promos & News

New Horizons Credit Union is honored to have received Bauer Financial Inc.'s 5-Star Credit Union rating. Bauer Financial is an independent auditing and research firm which has been rating banks and credit unions across the United States since 1983. New Horizons Credit Union earned the recognition for its strong capital status, risk tolerance, financial data and performance. The rating indicates that New Horizons Credit Union has the resources to withstand various economic situations and adversity. New Horizons CU is proud to share this news and thanks our team and members for their continued loyalty.

New ONLINE BANKING SERVICE Coming Soon - 2025!

Your Credit Union will be updating our Online Banking Service with a new look and new features in January 2025. Estimated date for implementation is January 28, 2025. You'll still be able to view balances, transfer funds, schedule recurring payments, set up account alerts, and more! Please visit our website periodically for announcements on what to expect and when the update will be completed. Make sure NHCU has your current email and cell phone number for important notifications and possible authentication codes to our Online Banking users.

Home Equity Loans for Emergencies and Repairs & Other Home Loan Products.

Your Credit Union offers a variety of Home Loans to fit your particular needs. If you need to make repairs or add features to your home, look into our Home Equity Loan program. If you are looking for a new home, come in and get pre-qualified so you can know exactly what you can afford before you go shopping and the best mortgage product for you. Click here to learn more about all our Home Equity Loan and other Mortgage Loan options.

Our new Cottage Hill Branch is open to serve our members with a full-service lobby, three drive-thru lanes, a 24/7 deposit capable ATM, and more! Located at 9154 Cottage Hill Road at the McFarland Road intersection with lobby hours Monday-Friday 9 a.m. 5 p.m.; and drive thru hours Monday - Thursday 9 a.m. - 5 p.m. with extended Friday hours from 9 a.m. - 6 p.m.

New Horizons CU will refinance most types of vehicle loans to help you save. Enjoy up to 2.00% APR* off your current rate. **Rates based on an evaluation of applicant's credit and may vary on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval. The Credit Union reserves the right to cancel this program at any time. Vehicle loans must be transferred from another financial institution and be in good standing. Types of vehicle loans accepted for offer must be vehicle loans NHCU can finance. Proof of current rate is required from outside lender. Rate may be reduced up to 2.00%APR* but will be no lower than the posted NHCU loan rate based on model year and term. Horizons Heroes Account perks do not apply to this program. Existing NHCU loans do not qualify for refinancing. For payment comparison purposes on all qualified vehicles based on model, and for details on other NHCU loan types, click here.

Your Credit Union offers a New Wave Savers Youth Account that is designed to teach our young members the importance of savings and financial literacy. New Wave Savers may enter their A/B report card for a drawing for a NHCU Backpack and $50 to be deposited into their savings account. Enter before January 15th or July 15th (for the closest semester end) by submitting your report cards to any branch. For details on our New Wave Savers Youth Accounts and our Good Grades Drawing, click here.

If you want to earn a higher dividend rate than our regular Savings Account at a set term, consider one of our Certificate Accounts. Click here to learn more about our Certificate Accounts.

New Horizons Credit Union offers several IRAs to choose from - each with a unique purpose for long-term saving. IRAs earn a higher dividend than a regular Savings Account and are fully insured by the NCUA for up to $250,000. Depending on your tax situation, an IRA may also offer you a way to defer taxes, but always consult with a tax advisor first. For details on our IRA program click here.

Receive Text Notices from New Horizons CU

We now offer a way to receive important Credit Union notifications, branch updates, weather alerts, and marketing communication via Text Messaging. This is a one-way communication from NHCU to you, but the communication will contain links and phone number if you wish to get further information on that particular topic. To learn more and opt-in simply text NEWHCU to 1-866-259-7811 or visit our Contact Us webpage for the QR Code to scan. Message and data rates may apply.

During the month of November, our NHCU branches are collecting monetary donations for St. Jude Children's Research Hospital. All donors can put their name on a paper pin up balloon to show their support. Horizons Helping Hands is our branded community outreach program whereby the NHCU team votes annually on the non-profits to support. Visit our community page to learn more about our outreach efforts.

New Horizons Credit Union members can get discounts and cash rewards through our partnership with Love My Credit Union with companies like Turbo Tax, H&R Block, Spectrum Mobile and more! Simply visit Love My Credit Union to learn more.

Protect Yourself Against Fraud - SCAM ALERT

It is always important to take measures to protect yourself by not sharing passwords, always checking your account for unknown activity, and being aware of phishing attempts from unsolicited websites. A good rule to follow is that if the email or phone call is an offer too good to be true - then it is most likely a SCAM, and do not respond. Remember, New Horizons Credit Union has systems in place that monitors members’ accounts for possible fraud. You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging. If you ever feel you have been a victim of fraud, please contact us at (251) 316-3240 during normal business hours, or for after-hours, call (800) 449-7728. You may also contact the Federal Trade Commission to report fraud at identitytheft.gov.

New Horizons CU is hiring for qualified full-time staff for various positions. If you are interested in applying and/or want to learn more, please email HR@NewHCU.org.

Please note that due to staffing limitations, we are experiencing higher call volume and longer wait times in the branches. Appointments are still recommended to avoid delays caused by wait times and limited staff.

Most branches also offer 24/7 Night Drop Boxes for deposits and loan payments, and offer a 24/7 ATM. Branch Appointment can be made by calling 251-316-3240 or visiting our website home page at NewHCU.org. PLEASE NOTE: Branch services and operation hours may periodically adjust due to staffing. Updates to our branch operations will be posted via branch signage, our website, social media, and/or member e-Mail and e-News.

We would like to encourage all our members to enroll in our free electronic services such as: Online & Mobile Banking, e-Statements, Bill Pay and use our online loan application to minimize possible exposure while performing basic tasks and transactions. New Horizons CU is also a member of the AllPoint ATM Network which offers our members using our debit card surcharge-free ATM transactions at over 55,000 ATM locations nation-wide. Visit our website's location page for ATM locations near you.

Although the pandemic seems to be behind us, seasonal illnesses still happen and cause staff absences. We recommend our members follow the Center for Disease Control & Prevention (CDC) tips for personal hygiene and recommended health safety measures. Please know that all our branches are equipped with hand sanitizer dispensers, and staff have been supplied with gloves and masks to use at their discretion, and we encourage members to wear masks. All branches are thoroughly cleaned for everyone's protection.

Your funds are federally insured by the NCUA. Visit NCUA.gov for further insurance information.

If you have any questions about our electronic services, please feel free to contact us at 251-316-3240 or by visiting our website's Online services page by clicking here.

Recent E-Newsletters

*APR = Annual Percentage Rate. Other conditions and restrictions may apply. APY = Annual Percentage Yield. All rates and terms are subject to change. All loans are subject to credit approval. Call 251-316-3240 for details on services, loans, and membership.

Latest Promos & News

New Horizons Credit Union earns the League of Southeastern Credit Union's Award for Credit Union of the Year for the state of Alabama in our asset division. Click here to see the award video link.

Our New Cottage Hill Branch is OPEN TO SERVE with Extended Friday Drive-thru Hours!

Refi Your Ride...Whatever It May Be**

Earn More with an Ultimate Dividend Checking Account*

Personal Loans for Your Life's Needs

Anytime Skip-A-Pay Available

New Wave Savers - Turn in your A/B Report Cards for the Good Grades Drawing

Earn more with a Certificate Account & Look into An Individual Retirement Account (IRA) to Plan for the Future

Horizons Helping Hands - St. Jude Children's Research Hospital - branch donation pin up drive!

Protect Yourself Against Fraud - SCAM ALERT

Important Notice & Information - We are Hiring & Appointments Encouraged:

For a copy of past new Horizons Credit Union Newsletter, click below:

Recent E-Newsletters